hi
general rule is this: if sand is below 20%, then you can hit almost any club out... i'd stay away from 3i and 3w since their flight path is low, so it may get into trouble.
you can hit a punch from most fescue but if it's 50% or higher, your clubs will not have much luck. I would hit sideways to fairway and try to save par.
you can concede if it's specific game mode that allows for it, but not in normal play.
-wgticon