I have no credits, well I have a few, but I am 1 in in a family of four and they all have their birthdays in October, very expensive month, and now we have Xmas, what am I to do, they don't play golf.
I have promised all sorts of shite in my CC and I don't know how I am going to handle it.
I am always generous when I have had a drink, and I have only had 4 big ones.
please help