fuzzybriscoe45: I pay money for credits to get 3 golf balls that cost me 180 credits and I feel that I should keep them until I lose them myself.
You think you purchase balls? Contractual reality is different, see the T&Cs:
You pay for a licence of limited duration which is terminated by a certain no. of hits or a hit into a "termination area" (water, OOB...).
I see the ball purchases as "game costs", an entry fee. Good thing is, I determine the price.
If you want to lower your costs, try the Tour-SD (65 cr).
Happy hitting!