I too am now feeling sleepy after reading this post....perhaps it was the golfers massage at the end of the round......ahhh have to love golf in Asia, but now I digress.
Awesome warning ....about the VEM monster...but I suppose that is why there are age restrictions, so we do not have nightmares. That said most people confuse the VEM Monster with their own inabilities to play, but that is besides the point.
The great thing with this game is we have choice, to spend as much or as little as we want, or even better, not spend at all. Then we also have options to "earn" free credits, and depending on where you live and how much time you have, to spend nothing but still have the top equipment.
Spending 3 quid a week to me seems pretty cheap entertainment. How much does it cost for a coffee or a pint? Go to the movies, a football game, a bus ride....need I go on?
Also warn newbies, that after upgrades you need to relearn how the new clubs/balls work, how far they go and the effects of backspin. Things only will go horribly wrong because you have failed to do this - in other words, user error.
The last thing is be WARY of broadcasting an uneducated opinion, a little knowledge is dangerous, so in answer to your question, no, not good advice, but you did say it was only your opinion.