Ya think? I played a guy and as a hack he beat me by 2. I had been a Tour master about 4 months. Not a great golfer, but not a hack either. He wanted to play for credits, and asked me how many I had. I told him that was my business! He proceded to tell me he had 1600. I said-- good for you, but I don't play for credits w/people I don't know. I asked him how long he had been playing, he said 2 weeks..I said, well it's been my experience that players who shoot that well after 2 weeks have started over!! He didn't disagree. I dropped him like a sack of rocks..there are a lot more out there still...