This happened to me last night and kind of ticked me off as it was just a social game among friends. I rarely ever use the chat box any more, (skype) so I got caught twice while playing with a club member in an alt game who was not set up yet for Skype.
Totally understand the idea of making it tougher on the scammers in match play but does it have to be in an alt game among friends? There should be an option for the creator of the game to either turn it off or up the number, especially in an alt with fellow club members.