MiniMeGolf:
How come we can't buy clubs above our current level and equip them after we reach the target level or is this meant to just handicap the lower players further??? by giving the longer playing players access to cheaper better clubs?
It's designed to make you to learn all aspects of the game. Since you haven't played any ranked rounds yet, and have nothing in your stats, I'm not sure if you have even swung a club except perhaps in practice mode.
And if you look at the equipment in the Pro Shop, there is nothing 'cheap" about the higher level clubs.
It takes dedication and practice, practice, practice to learn to play this game. It can be very enjoyable if you are willing to spend the time and make the effort. Good clubs will be available when you get to the higher levels.
Good Luck,
phred952