ScottHope: It all depends on how much formatting you want to do Jim
It's not about the formatting for me, I just find it distracting to have to think about a programming move when trying to communicate a thought. I want to push "enter" and keep going without having to think about <>s and whatever else fixes something.
You're good at it so it comes naturally and I'm sure most will appreciate the tidbit of HTML you provide them for their issue. Heh, you're the one I got that link from and it solves everything. ;-)