I like the idea of not buying the credits - although I do appreciate all the work WGT has put in and want to support them. Therefore, I do look seriously at the advertisements and have made some plans toward perhaps a vacation at Saratoga Spa State Park - so I figure I'm doing my part. As far as earning, I find it easier to earn on CTTH than on stroke play. My bag is all starter stuff except for the driver upgrade. I'm trying to decide between a 60 LW and a 3W for my next upgrade. At 67.25, I hope I'm closing in on Master. Where's the line?