You will pay to play and then earn credits playing in their tournaments. When it comes time to cash in earned credits for equipment, club owner will call you out before the membership for not donating to younger players or newer members and then subsequently steal all of your credits. If you dare question him in the CC forum he will belittle you and demean you in front of everyone. If you dare call him out for this abuse, you will then be booted from the club. It's happened to me and other members. Beware. Stay away! WGT needs to do something about this!