wsnipes11:
how can i get better equipment without robbing the bank?
please help
I and others have found that getting better equipment does not help until you have a good bit of experience and get a consistent decent score with the starter equipment. One way NOT to do it is upgrade equipment every time something different comes available (when you level up).
ScottHope has posted tables that list all equipment available in the Pro Shop, including their cost (credits), attributes, level required, etc. They are appropriately named the Pro Shop Tables. You can also find links to those and many other useful things on his profile. (Thanks Scott).
Look well above your current level and see what is worth spending credits on and when they will become available. When you reach one of those levels, you can rent the club and get a 10% discount on buying it. Be prepared.