hpurey: Not sure any of the club sets actually give clubs higher than your level but something else it could be; I remember them dropping the levels on some clubs in the past to allow players to get them at lower levels. Then I believe the clubs went back to their normal levels when the offer ended. Could be that players that took advantage of the offer, their equipment may have just updated to the level needed for it afterw
The last time I remember them dropping clubs levels is when they were eliminating the Nike clubs (late 2016/early 2017). They dropped the clubs 5 levels. But after the Nike clubs were eliminated, the clubs still displayed at the lower levels for those who purchased them. For example, the Level 100 driver I purchased when it dropped always displayed as Level 95.
For a short time after they were eliminated, however, there was a glitch allowing players to purchase the clubs by viewing clubs in players' profiles in the mobile app. In viewing the clubs, there's a purchase option. If I recall correctly, the player did not have to be at that level to purchase them.
But that was over 5 years ago when they lowered them and the glitch was closed a long time ago. Anyone who took advantage of the glitch or purchased the clubs at the lower levels would be well above those levels by now (unless they had just stopped playing).