Hi and welcome
Many options for multilayer games, on your main game page under play the game you can select from stroke, 1-4 players, Match play, 2 players, and if you play practice or scored no money is involved. There is also alternative shot for four players, and skins for 2-4 players, again in practice mode no credits.
To join, simply select what sort of game you want, and click on join game, or you can create your own game and then look for players.
You may also find a read through the FAQ' to the right will be useful------------->