KyleHeminger: Im sorry but i think its bulls**t that you dont start out with credits,
You're in the wrong game. The other golf game gives you money to start and allows you to compete with everyone else as long as you have their money to spend. Great cartoon game with ppl shooting -36 at Wolf Creek... it's free too, so you'd really really like it..
However, this game is billing itself realistic. And, just like in real life, you get what you pay for. If you want to be really good it's going to cost you.. if you can accept mediocrity, it won't.
And yes, it makes perfect sense. Unless you're, as GC said, of the 'entitlement generation'. (Back in my youth we didn't call it "Entitlement".. we called it "Socialism")
Have a nice day.