Its funny, I have seen a couple other people mostly say the same thing, or even ask for an option to turn the chat off.
So I'm wondering, if there is no chat, why the hell bother playing with another player or two or three? All you do is make your game take WAY longer and for what, just to watch them?
I guess but the biggest reason I play any multiplayer at all is mostly to chat and I'm sure that is the majority of players, or to challenge someone and I guess there I could see the reason to not have the chat. Its true that my game is mostly not as good, but then as I said I do it for the camaraderie, when I want to play my best I take my time in the single player mode.
Just my 2 cents, playing multiplayer with no chat would bore me to tears, wouldn't bother I'm sure.