YankeeJim: I'm curious about something in your equipment-why don't you carry a 64W and have both a 3W and a HB? Maybe consider dropping one for it? You'll get coverage up close from a 7 yard chip to a 60 yard full swing and it fits well with the 2 you already have.
I can add some thoughts from my side.
I have three wedges and used them through Master and TM. Now, as a fairly new Legend without the top gear (G20s are it!) I'm trying out an approach with more stress on the long side.
At first I replaced the 98 yds wedge by the hybrid - nice in many situations.
Alas, on KIA front nine I have a few 90 yds shots but only two with the 3WD (##2 and 7), so I replaced the 3WD with the wedge - works nice for me there.
There may also be courses calling for 98 + 50 wedges and 2 woods - who knows?
Thus, I'll have to work out set-ups for all courses - nice work through 400+ rounds :)