Richard4168:
They have a huge disclaimer about the payout of credits too.
I see no disclaimer about payout of credits other than this:
"By completing the following form, you recognize that you will be contacted by
insurance agent(s). If these agents find that you are not genuinely interested in
receiving auto insurance quotes, please be aware that you will not be rewarded
any points/virtual currency."
You see, what is REALLY happening here, is this company is collecting private data, making it look like the consumer doesn't qualify for an insurance quote, and not having to pony up their end of the bargain. Oh, and guess what they do with that information they gathered?!?! SELL IT!
I don't mind at all giving them my information, if they use it for its intended purpose. I really want to shop rates anyway and consolidate packages from different providers that my wife and I had separately since before we were married. Unfortunately, they don't want to pay their end of the bargain after collecting this personal information. No where in their terms does it say they can DQ me for credit eligibility without ever being contacted by an insurance agent.......