Ok, for the driver, no need to wait, you got a 275 yard driver just unlocked recently (@2495c, L48) or if you want to wait for the G25 Driver @L58 (1645c). For a 3 Wood, if you want to wait until L58, you can get the G25 (@545c), otherwise you can get the R11 (L30, 395c). The Putter is the L55 Rossa (725c) Or the L35 Ghost (800c), and 2 Ping Gorge Wedges (L41/42, 52 and 60, 590c), with the L39 64W ATV (495c). This gives you 4850 credits, 4775 credits, 4000 credits, 3925 credits, 4125 credits, or 4925 credits spent. If you with the lowest cost (G25 Driver+3W, Rossa putter, and the 3 wedges mentioned), you will have 2075 credits left, of which you can buy the R11 Irons @1995c.