That's right. In addition to having an active membership, we have FREE tournaments at least once a month with credit purses now ranging from 700 credits and up. All tiers are invited. Periodically, we have forum contests as well which award credits. With less than 50 members, we are surprisingly near level 7. That means shot pal, putter pal, speed boosts, club bonus xp etc are all included when you join. Thank you and we hope to see your invitation soon.