srellim234: It feels good to once again have it done before Thanksgiving, both under budget and with zero charge accounts to pay.
WOW!!!
I could not do that, and part of me likes the buzz of last minute buying. I know exactly what I want, I have that planned in advance, but I just I like the execution of getting it done in one hit and late in the game (less badgering...what did you get?).
My advice for anyone using credit for gifts, (take it or leave it) is if you need to put it on a credit card and cannot pay it off by the due date- then don't buy it!
Gift giving should be far more about the thought than the monetary value - my missus could give me a Rolex and I would not wear it, but a box of Pro-V1's and I am stoked.
I did once buy a CD from a thrift store.....9 tracks that played perfectly....the one tracked I liked was rooted! I suppose that made it 90% new.
To me gifts need thought and personally I am not sure whether sifting through bargain purchases and then allocating a gift quite works, ticks the boxes but that is about it.
But we are all different however I admire your approach, unique and works for you.