i4ni1952:
why should i play in turnaments against tour masters & up if i do not get a handicap
Compared to Legends and up, the shorter tees of Masters are your "handicap." Most CC's, if running a matchplay comp. of head to head, require "default" tees (so each has their own appropriate tee) AND gives a hole or two for being different tiers.
Good luck!
AKD