Greyskull5: I don't think its fair or right ,i might be well off the mark if i am i apologise
No sir, you hit the tiny red mark in the middle of the target! This is the classic sandbagger technique, and the guy doesn't even TRY to hide it.... It has gotten worse since the Matchplay challenges were introduced and it will become a problem further if credits are ever allowed to be 'cashed out' as many have suggested.
As a suggestion, I think that the method of determining the average should be changed, it needs to take more rounds into account, say 20 out of the last 30 (or even more!), and dropping both the highest 5 and lowest 5 rounds, not to mention placing a proper weighting on 9 hole rounds. I know this suggestion moves away from the 'typical' way to calculate a handicap, but some things do not and will never translate well from real life into a game scenario...