Generally, buying cheaper clubs available at lower levers just ensures you will be looking to buy some more when you move up a tier or two.
You are about 30K XP's to lvl 48 and 70K to lvl 59 approximately It's well worth the wait as those clubs mentioned are game changers.
One exception is the L30 TM R11 3W. It's a pretty good club for the price. With a distance of 227 yds you have to get into the 40's+ to find a better club. The lvl 35 ghost spider is the first putter I bought. I also used it until I reached lvl 70 and bought the Versa.
For some of those holes where you can't get on the green in 2 learn course management and play 3 shots to get on and as close as possible. Be happy with a well earned par, or even a Bogey after a 2 putt.
The big question is how many credits you have to spend. You can get the R11 3W (395 cr) and the mid level Cleveland Wedges (995 cr each) now. You will hit lvl 35 before too long and the Ghost Spider (800 cr) becomes available then.
The TM mid level ATV's will be available at lvl 38 and 39. The clevelands have better specs but cost double the ATV's. The spacing on the CW's is more uniform than the ATV's.
I never used those CWs, but I have the top level ones. You might find that the change from mid level to top level ones is easier with the clevelands.
I hope this helps a bit without being too confusing.