Welcome to the forums.
I found myself in the same position and thought people would be bonkers to spend real money on pixelated clubs.
I hit master with all starters kit.......the game become impossible to score well so I had a choice, spend or leave.
I chose to stay and I still like the game, and I did not regret spending real money as for me, it is a cheap form of entertainment, thus good value. Add to that, I control what I spend.
But my advice is be prudent - upgrading too early or purchasing inferior equipment is expensive and unnecessary.
It depends what you want out of the game, better scores do require level appropriate equipment....which means money....or time (see below).
If you just want fun what you have is OK, although personally I would choose another wedge over a hybrid. Where this game can get expensive is in balls - they wear out and can be pricy, but a low level ball at 65c a sleeve is manageable and make a difference.
But at the top of this page is a link called GetCredits. You can earn credits via offers, watching videos or doing surveys if they are available to you, and you have the time and fortitude to do them. So yes you can play the game and upgrade without spending a dime.
Many players have, and depending on where in Canada you are may have a bearing on that success.
Again, this game is pretty good value, and as clubs never wear out, a really good set would set you up. How you fund that is up to you....and wait as long as you can to do so....have fun in the meantime.