There are free tournaments sponsored by WGT that are limited to only members of particular tiers. As a Hack, you would be playing only against other Hacks. Once you be come an Amateur, there is a pool of credits funded entirely by WGT. It never hurts to enter these tournaments since there is no cost. Also it is useful to play in practice mode since you can take unlimited mulligans as well as use the putt preview feature to help learn putting. And by playing every day, you are able to advance to the higher levels more quickly. The higher your level the more equipment choices that are available.