scotttorrey: Are they forcing me to level up on equipment? Because I'm not spending a dime on this game!!!!
Let's say, they are "inviting" you.
Starter equipment should be no problem as a TP (faster greens) but it becomes tricky at Master level (longer tracks). Then, you won't reach the fairway on some holes, and you may not carry certain lakes...
There is no way back, if you contemplate about that, and hardly any way to avoid further promotions.
So, you might consider to invest some in your leisure activity, be it money to buy stuff or time - at a low rate of return and a good chance to feel scammed - to gain "free" credits.
Your choice, and have fun!