gingerrae: i have played easily 1000 round of video golf. and this game is hands down the absolute crappiest thing i have seen.
Whilst you may have played a lot of video golf, you have played 22 ranked rounds on WGT - hardly enough to be a too critical. Your stats themselves are not too bad, in fact pretty good (Driving accuracy and GIR) but you putting and short game is pretty poor.
You use the starters clubs, which do not give great distance or accuracy, so would be worthwhile considering an upgrade of these clubs. You can play using the starters clubs and still play well (sub par rounds) but this takes practice, and after 22 ranked rounds and by how often you play, you surely cannot expect to do any better.
There are lots of ways to earn free credits for upgrades and many people do not pay a cent playing this game and score very well.
Sounds to me, that if you stopped your whinging and practiced you would be a lot better. Just like the real game, if I played twice a year my scores would be poor. the more I play the better my scoring is, this game is no exception. Also like the real game, isn't this meant to be a challenge?
Or perhaps you just want to play cartoon mini golf.