I never owned a credit card in my life.When I got to master,I deposit 100$ in my daughter's account and she gave me her credit card number"here you go daddy".Used her card a couple more times to upgrade,deposited the cash in her account"thank you girl".
Then I got into the surveys and the videos and I haven't spent a cent for over a year now.I used to think they were stupid but I play with good balls and have over 2,000 credits in the bank just in case.
If I would start again I would'nt even bother with spending real money.