Thanks all for the replies and suggestions, but I don't see anything there that's workable. the PayPal idea is a bit of a risk, it would require a lot of trust.
The new idea to help improve our club that was put to our members at Easter week has got a great response. Of those that responded (20+), 100% have endorsed the Pledge Proposal. This pledge proposal has been adopted by the club.
The proposal was that members make a credits/equipment pledge towards the Fair Play Golf Club Calendar Tournaments (now 18) prize fund, and that this should be part of our club membership policy.
The minimum pledge is 250 credits or equipment to that value. Over 12,000 credits and some sleeves have been pledged so far. All those that made a pledge will sponsor one or more prizes in our Calendar Tournaments, these are played from April to November, the Fair Play Golf Club season.
Unless WGT give us the credit bank that the clubs want, the FPGC will use the 250 pledge idea as a trial/template for an annual pledge membership contribution, starting 2016.
If any club owners would like more information about how we run our Calendar Tournaments, friend and message me, I'll be glad to pass on our ideas.
Thanks again, Dubfore.