Personally, I am OK with current format.
Black Diamond GC is a strong club but not a super-power.
We tell those in our club who enjoy them to play. There is no requirement to do so. Beating top 20 teams is fun. Often we lose.
But trying to compete for top 3 is beyond us. And if prize structure is changed, competing for top 10 will be the same.
So we just float along.
We debated internally once whether to go for top 3. General opinion was just do our own thing, don't buy passes unless it is critical (which is rarely true with new scoring system), and have fun.
Tom.