I don't know how WGT figure out where to put holes on the photographed courses, but most, with a couple of exceptions, are pretty fair and do tend to follow R&A or USGA guidelines about hole placement.
However, I would suggest that TruGolf, because their courses are computer graphics, they cut their holes wherever they want and do not follow guidelines laid out. I have played courses in a number of different countries and have never seen any courses where holes are so stupidly placed as on Cabo and Whistler, and I would also hazard a guess that if you asked those clubs if they ever placed holes in some of those locations, their answer would be "No".
All I can think is that TruGolf are trying to make the game a little harder, and the only way of doing this is to place holes in difficult positions.