Rockitch, excellent advice as ever and my heartfelt thanks for your continued input.
To date I've been playing 53 days, amassed 109 000xps and roughly 5 400 credits, Which conveniently works out at approximately 2 000xps and 100 credits a day. Using another thread, I've copied the following xps needed to reach certain milestones and added the number of days it will take me to reach them at current rates and the number of additional credits I would have accrued upon reaching said milestones.
L79 200,000. 45 days, 4 500 credits
L85 300,000. 95 days, 9 500 credits
L90 500,000. 195 days, 19 500 credits
L95 1,000,000. Not worth thinking about, a lot,
L97 1,500,000. Beyond the grave, my children will have a lot to spend on clubs.
Currently I have a pornstars' bag. Two big ones and not much else. What I need to do now is balance it out by getting half decent irons, wedges and putter. Clearly the decision which needs to be made is which to buy, in what order and when. My current balance is 2 203 credits. A little bit of window shopping at the Pro Shop is in order I think.
And then the maths starts.