Now we are in the "material" section...
DAZZA501: The only way is to buy better equipment mate.
I couldn't disagree more - at least up ot TP, good exercise and good judgement is worth as much as the equipment available, not necessary to follow the armament hype unless you wanna go to the top. As a TP, my MP record is 12-4 against Masters. One of the rare defeats came from a guy with starter equipment except for a low-level driver. It _is_ possible, with time & talent.
I also took the low budget way - it just deemed not too rewarding for me to invest real money apart from the first 4 bucks to (maybe) bring me to Pebble (a sweepstake in December)
Finally, after becoming a Master, I could no longer imagine to enjoy the game without smart gear, but before, I contented with a 3WD and a wedge (575 cr combined) - I achieved my last tier-up (and the MP record) without a driver ;)
Custom balls are an improvement, certainly, but quite a lot is possible with the starter balls (and the starter putter).